Senmiao Technology Limited engages in the online lending business in the People's Republic of China. It operates in two segments, Automobile Transaction and Related Services; and Online Lending Services. Its automobile transaction and related services include the facilitation of automobile transaction and financing, connecting ride-hailing drivers to financial institutions to buy, or get financing on the purchase of, cars to be used to provide ride-hailing services. The company is also involved in the sale of automobiles; and provision of auto finance services. Senmiao Technology Limited was incorporated in 2017 and is based in Chengdu, the People's Republic of China.