Kearny Financial Corp. operates as the holding company for Kearny Bank that provides various banking products and services in the United States. The company offers various deposit products, including interest-bearing and non-interest-bearing checking accounts, money market deposit accounts, savings accounts, and certificates of deposit accounts. It also provides various loans, such as multi-family and nonresidential real estate mortgage loans, commercial term loans and lines of credit, one- to four-family first mortgage loans, and home equity loans and lines of credit; loans to individuals for the construction of one- to four-family residences, or for various renovations or improvements to an existing dwelling; account loans, overdraft lines of credit, vehicle loans, and personal loans; and unsecured personal loans, as well as loans secured by savings accounts and certificates of deposit on deposit. In addition, the company engages in investment activities. As of August 21, 2019, it op