VTB Bank (public joint-stock company), together with its subsidiaries, provides various banking products and services in Russia, OECD, and internationally. The company operates five segments: Corporate-Investment Banking, Medium and Small Banking, Retail Business, Treasury, and Other Business. It offers standard term deposits, structured deposits, promissory notes, and corporate overnight accounts, as well as placement of funds on current accounts; term loans, credit lines, overdraft loans, complex loan products, and consultancy services, as well as loans to the mining industry; and credit operations through remote banking systems. The company also provides cash management products and services; guarantees and letter of credits; documentary and clean collection services; pooling products ; factoring, leasing, pension fund, and registrar services; insurance solutions for corporates and small businesses; investment products and services, including debt and equity capital market products, corporate finance, FX and rates, securitization, commodities, credit derivatives, equities, derivatives, equity repo and structured finance, private equity and special situation solutions, infrastructure and project finance, and portfolio management services; and depository services. In addition, it offers cash and settlement, payment cards, payment processing, custody, syndication, trade and export finance, anti-money laundering and counter terrorist financing policies, construction and development services, treasury, electronic banking, and corporate cards. VTB Bank has strategic partnership with Rostelecom Secures to develop data centers and cloud business. VTB Bank (public joint-stock company) was founded in 1990 and is headquartered in Moscow, Russia.