Encore Capital Group

Encore Capital Group, Inc., a specialty finance company, together with its subsidiaries, provides debt recovery solutions and other related services for consumers across a range of financial assets worldwide. The company purchases portfolios of defaulted consumer receivables at deep discounts to face value, as well as manages them by working with individuals as they repay their obligations and works toward financial recovery. It is also involved in the early stage collections, business process outsourcing, contingent collections, trace services, and litigation activities; and the management of non-performing loans, as well as provides portfolio management services to credit originator for non-performing loans. Encore Capital Group, Inc. was founded in 1998 and is headquartered in San Diego, California.