Bank of San Francisco provides various banking products and services to businesses, nonprofits, entrepreneurs, professionals, individuals, and families in the greater San Francisco Bay Area. The company's personal banking products and services include personal checking, interest checking, savings, and money market accounts, as well as fixed rate and flex certificates of deposit, and individual retirement accounts; loans, including home equity lines of credit, home equity loans, unsecured revolving lines of credit, and overdraft protection lines of credit; residential mortgages; and other services comprising bill pay, online and mobile banking, debit and credit cards, wire transfers, foreign drafts, public notary, and direct deposit. Its business banking products and services comprise basic business, sole proprietor and nonprofit interest checking, business analyzed checking, business money market, and interest on lawyers' trust account tiered checking accounts, as well as fixed rate and flex certificates of deposit; loans, which include revolving lines of credit, business acquisition loans, dental practice financing, commercial real estate loans, construction loans, small business administration loans, and equipment loans; and cash management and other services that include ACH origination, electronic data interchange, remote deposit, business credit cards, merchant bankcard services, foreign drafts, public notary, positive pay, wire origination, and secure token access. The company was founded in 2005 and is headquartered in San Francisco, California.