Standard Bank Group Limited, together with its subsidiaries, offers banking and financial products and services. The company's personal banking products include bank accounts, digital wallets, credit and prepaid cards, saving and investment products, foreign exchange, and Shariah banking products and services; home, personal, vehicle, and student loans; financial planning and trading services; and wills, estate, and trust services, as well as car, home, income, debt, funeral, travel, legal assist, life, and personal accident insurance. Its business banking products comprise business, current, and attorney trust accounts; merchant and cash solutions; cards; revolving, term, repayment, and agricultural loans; overdrafts; vehicle and asset, debtor, and commercial property finance services; savings and investment accounts; pay and incentive cards, employer value banking, instant money bulk and salary payments, incentive cards, and financial planning services; fleet management, merchant, debit order, cash, franchising, and ecommerce solutions; and business, corporate risks, agricultural, vehicle and asset, commercial property, engineering risks, new contracts, cargo, cash, events, and directors and officers liability insurance services. The company also provides trading and risk management solutions across financial markets, including foreign exchange, money markets, interest rates, equities, and credit and commodities; international trade finance, working capital, and investor service solutions; and advisory and financing solutions, such as term lending, and structured and specialized products across the equity and debt capital markets for governments, parastatals, larger corporates, financial institutions, and multinational corporates. In addition, it offers wealth management products and services; and online, mobile, and telephone banking services. Standard Bank Group Limited was founded in 1862 and is based in Johannesburg, South Africa.